Getting into a car accident is never a fun or favorable experience, but it can be even worse if you’re driving a friend’s car when it happens.
Read on to learn what you should do if you get into an accident while driving your friend’s car.
Who Pays if It’s Your Fault?
If you’re involved in a car accident while driving your friend’s vehicle and it’s your fault, the primary insurance used will be your friend’s policy. That means the vehicle owner’s insurance policy will be used first. If there are any remaining expenses after your friend’s policy has been tapped out, then you’ll need to file a claim with your insurance company to cover the difference.
However, every auto insurance policy is different, so it’s a good idea to have your friend verify that their policy covers other drivers before you get behind the wheel of their car.
Who Pays if it Not Your Fault?
If you’re involved in a car accident while driving a friend’s car and it’s the other driver’s fault, their insurance policy should be the first one to pay. In order to file a claim with their insurance company, you’ll need to obtain the following information from the driver:
- Home address
- Phone number
- Auto insurance policy number
- Vehicle registration
- Driver’s license
The best way to record the aforementioned information is by taking images of their insurance card, vehicle registration card, and driver’s license, but you’ll need to ask for their phone number also.
Additionally, don’t forget to take lots of images of the aftermath of the incident to help prove that it wasn’t your fault.
We’re Here to Help
If you’ve been involved in a car accident and you sustained injuries as a result, you may be entitled to compensation. Our Hudson Valley car accident attorneys at The Ahearne Law Firm, PLLC are highly skilled in these types of cases and have helped many other people in situations just like yours obtain justice. Let us help you, too.
Call the New York lawyers at The Ahearne Law Firm, PLLC today at (845) 763-4100 to speak with an accomplished attorney about your case.